Providing You With Financial And Insurance Services

Welcome to Mowinski Financial, a full-service company focusing on financial planning, investment management and insurance. Feel free to browse our site, you will find a variety of articles, calculators, and research reports. We offer financial and insurance services tailored to your individual needs.  Mowinski Financial is commited to helping you pursue your long-term financial goals

As personal financial professionals, we can:

  • Help you clarify and define your goals
  • Recommend solutions that fit your needs including Investments,
  • Life Insurance, Disability, Long-Term Care
  • Deliver timely information
  • Explain how changing financial conditions may affect you
  • Monitor your financial progress
  • Help make investment planning easier 

As experianced professionals in financial planning,we can help you answer the questions you may have about your financial future, such as:

  • Will I be able to retire early?
  • What pension and social security strategies should I use?
  • How will the health reform affect me and/or my business?
  • What income strategies would be best suited for me during retirement?
  • How much money will I need in order to retire?
  • What are my Employer-Sponsored plan distribution options?
  • Should I have a traditional IRA or a Roth IRA?
  • Do I need disability income insurance? Long-term care insurance? 
  • How can I ensure that my children receive as much as possible from my estate? 

If you have any questions, contact us at 989-720-5072 or e-mail us at  We will be happy to help.  We look forward to talking with you!